•SYSTEM DESIGN

Visa System Design Questions

Every system design problem candidates reported at Visa between September 2025 and September 2026, most-asked first. Each one links to a full solution.

Problems

4

Candidate reports

4

Asked more than once

—

all reported once

Question type

4 HLD

Topics Visa tests

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1

Design E-Commerce Tables and Indexes for Recent-Spend Queries

HLDBeginnerDatabasesE-commerce

Design normalized relational tables for an e-commerce system (users, products, orders, order line items) that preserve the price actually charged at purchase time even when product prices change later, and enforce integrity…

1 report·last seen Aug 2026
2

Payment system: states, payment methods, durable execution, retries

HLDAdvancedPaymentsFintechDistributed Systems

Design a payment processing system (like Stripe's core) that handles about 10,000 transactions per second between merchants and external payment providers. Support the full lifecycle: authorization (place a hold on funds with low…

1 report·last seen Jun 2026·also asked at 4 other companies
3

Design a notification system

HLDAdvancedReal-timeMessagingDistributed Systems

Design a multi-channel notification service (push, email, SMS, in-app) that other services call to notify users. It must accept sudden bursts of millions of notifications with low acknowledgement latency, persist them durably,…

1 report·last seen May 2026·also asked at 8 other companies
4

Re-architect your current project for planet scale

HLDBeginnerDistributed SystemsDatabasesCaching

Walk through the architecture of a real project you built, end to end: the trigger, components and interfaces, data ownership and storage, deployment, failure handling and your personal contributions. Then redesign it to work at…

1 report·last seen May 2026·also asked at 1 other company

Duplicate reports of the same problem are merged and counted.

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Frequently Asked Questions

What system design questions does Visa ask?

Candidates reported 4 distinct system design problems at Visa between September 2025 and September 2026, including Design E-Commerce Tables and Indexes for Recent-Spend Queries, Payment system: states, payment methods, durable execution, retries, Design a notification system.

How to prepare for Visa system design interview?

Start with the Visa problems reported most often, work through each full solution, then practice explaining a design end to end under time pressure in a mock interview.

What is the difference between HLD and LLD at Visa?

HLD (High-Level Design) focuses on system architecture, scalability, and component interactions. LLD (Low-Level Design) dives into class diagrams, API contracts, and database schemas. Visa tests both.